Important Disclosures
General Disclosures
Centrica Wealth Management (Centrica) is registered as an Investment Advisor with the US Securities and Exchange Commission. For more information on our business practices, background, conflict of interests, fees charged, and other relevant information please see the links below or visit the SEC’s public investor information site at: https://www.investor.gov/
Also, you may visit: https://adviserinfo.sec.gov/firm/summary/335042
In both of these sites you may obtain copies of our most recent Form ADV Part 1, Part 2 and Form CRS.
Please note that registration of an investment adviser does not imply that Centrica or any of our principals or employees possesses a particular level of skill or training. Also, it does not imply and should not be interpreted that the SEC or any other regulatory body have approved and/or reviewed this material.
Centrica investment advisors representatives are also registered representatives of ACP Securities, LLC. ACP Securities is a broker/dealer registered with the US Securities and Exchange Commission, member of FINRA and SIPC. Please note that ACP is unaffiliated and independent from Centrica. Centrica’s registered representatives that are also registered representatives of ACP Securities may be able to solicit securities and perform securities transactions on client’s behalf. In these instances, they may charge a transactional based fee. This being the case, understand that this is a conflict of interest. We address such conflict y ensuring that clients only are recommended transactions that are in their best interest. Also, please be aware that there are fundamental and basic differences between how brokerage (securities) accounts and investment advisory services operate. Including how clients get charged for services.
To better understand these differences please visit https://www.investor.gov/; https://adviserinfo.sec.gov/firm/summary/335042 or https://brokercheck.finra.org/firm/summary/139049, where you can obtain copies of Centrica’s and ACP Securities Form CRS, respectively.
Centrica does not have custody of any asset, nor does it perform any valuation of assets and/or securities. Our client select their Custodian of choice.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS, VIEW OR USE THIS SITE, OR ANY PAGES THEREOF
Content maintained on this website is for informational purposes only. Discussions and opinions contained on this website are intended for general informational purposes only and are not intended to provide investment advice or constitute an offer to sell nor a solicitation of an offer to buy any security that may be referenced on this website. Discussions and opinions mentioned herein do not take into account the specific investment objectives, financial situation, and the particular needs of any specific investor. Views regarding the economy, securities markets or other specialized areas, like all predictors of future events, cannot be guaranteed to be accurate and may result in economic loss to the investor.
There is no guarantee that any opinions and views expressed herein will be valid beyond the date of publication. While taken from sources deemed to be accurate, Centrica makes no representations regarding the accuracy of certain information provided which is based on third-party sources believed to be reliable, but has not been independently verified and its accuracy and completeness cannot be guaranteed.
Content on this website may also include forward-looking statements and all statements other than statements of historical fact are to be considered forward-looking and subjective (including words such as “believe,” “estimate,” “anticipate,” “may,” “will,” “should,” and “expect”). Although we believe that the expectations reflected in such forward-looking statements are reasonable, we can provide no assurance that such expectations will prove to be correct. Many factors including changing market conditions and global political and economic events could cause actual outcomes, results or performance to differ materially from those discussed in such forward-looking statements. Centrica shall not be responsible for the consequences of reliance upon any opinion or statements contained herein, and expressly disclaims any liability, including incidental or consequential damages, arising from any errors, omissions or misuse.
No Legal Or Tax Advice
Centrica does not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
WARRANTY AND LIMITATION OF LIABILITY
THE ACCURACY, COMPLETENESS AND TIMELINESS OF THE INFORMATION CONTAINED ON THIS SITE CANNOT BE GUARANTEED. CENTRICA DOES NOT WARRANTY, GUARANTEE OR MAKE ANY REPRESENTATIONS, OR MAKE ANY IMPLIED OR EXPRESS WARRANTY OR ASSUME ANY LIABILITY WITH REGARD TO THE USE OF THE INFORMATION IN THE SITE. CENTRICA IS NOT LIABLE FOR ANY HARM CAUSED BY THE TRANSMISSION, THROUGH ACCESSING THE SERVICES OR INFORMATION ON THIS SITE, OF A COMPUTER VIRUS, OR OTHER COMPUTER CODE OR PROGRAMMING DEVICE THAT MIGHT BE USED TO ACCESS, DELETE, DAMAGE, DISABLE, DISRUPT OR OTHERWISE IMPEDE IN ANY MANNER, THE OPERATION OF THE SITE OR OF ANY USER’S SOFTWARE, HARDWARE, DATA OR PROPERTY. THE USE OF THIS WEBSITE IS AT YOUR OWN RISK. CENTRICA HAS NO DUTY, RESPONSIBILITY, OR OBLIGATION TO UPDATE OR CORRECT ANY INFORMATION IN THE SITE. THE ACCURACY, COMPLETENESS AND TIMELINESS OF THE INFORMATION CONTAINED ON THIS SITE ARE NOT GUARANTEED. CENTRICA DOES NOT WARRANTY, GUARANTEE OR MAKE ANY REPRESENTATIONS, OR MAKE ANY IMPLIED OR EXPRESS WARRANTY OR ASSUME ANY LIABILITY WITH REGARD TO THE USE OF THE INFORMATION IN THE SITE.
Copyrights, Trademarks and Restrictions on the Use of Materials
You acknowledge and agree that this website contains “Content” (including information, data, software, photographs, graphics, text, images, logos, icons, typefaces, audio and video material, and other material) that is protected by copyrights, trademarks, or other proprietary rights, and that these rights are valid and protected in all forms, media, and technologies existing now or later developed. The content is the property of Centrica, except as otherwise stated. The compilation (meaning the collection, arrangement, and assembly) of all content on the website is the exclusive property of Centrica and is protected by U.S. and international copyright and trademark laws. You may not copy, modify, remove, delete, augment, add to, publish, transmit, participate in the transfer, license or sale of, create derivative works from, or in any way exploit any of the content, in whole or in part, except as specifically permitted herein. If no specific restrictions are displayed, you may make one copy of select portions of the Content, provided that (1) the copy is made only for your personal information and non-commercial use, (2) you do not alter or modify the Content in any way, and (3) you maintain any notices contained in the Content, such as all copyright notices, trademark legends, or other proprietary rights notices. Except as provided in the preceding sentence or as permitted by the fair use privilege under U.S. copyright laws, you may not upload, post, reproduce, perform, or distribute any Content in any way without obtaining the express permission of Centrica.
Use of Links
Use of any links contained on this website is at your own risk. The content to any independent third party site to may not have not been developed, checked for accuracy or otherwise reviewed by Centrica, which makes no warranties, either express or implied, or representations as to, and shall have no liability for, any third-party website or content, including without limitation, the accuracy, subject matter, quality or timeliness of any electronic content. Links to unaffiliated websites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such sites and we expressly disclaim any such endorsement or representation. In addition, third party websites may have a privacy policy or security practices different from this website so it is important to read the policies of those sites before sharing your personal information. You hereby waive any claim you might have against Centrica with respect to such other websites.
Privacy Policy Notice
At Centrica Wealth Management, we are committed to protecting your privacy and safeguarding your personal and financial information. In the course of providing investment advisory and financial planning services, we collect nonpublic personal information about you, such as your name, address, contact information, Social Security number, date of birth, financial account details, investment activity, employment, and other information obtained from applications, forms, and communications with us, as well as from third parties like custodians and broker/dealers. We use this information to deliver our services, maintain and service your accounts, process transactions, and fulfill legal and regulatory requirements. Your information may be shared with service providers, such as custodians or broker/dealers, and with regulatory authorities as required by law, but we do not sell your personal information to anyone. We maintain strict physical, electronic, and procedural safeguards to protect your information, restricting access to employees and agents who need it to provide services to you. Our security measures include password-protected systems, secure office environments, confidentiality agreements with service providers, and ongoing employee training on privacy and information security. You have certain rights under federal law, including the ability to limit some sharing of your information, request access to or correction of your information, and opt out of certain types of sharing where applicable. If you end your relationship with Centrica Wealth Management, we will continue to protect your information as described in this notice. If you have any questions about our privacy policy, please contact us at +1 (305) 686-7910, info@centricafg.com, or 1200 Brickell Ave, Suite 1700B, Miami, FL 33131.
